A crash investigator measures skid marks on a quiet suburban road in daylight while holding a folded traffic diagram.

Child Passenger Injury Claims | Georgia

Your Child Was Hurt in a Crash. Get Clear Answers First.

T. Madden & Associates, P.C. represents children injured in car and truck crashes. Attorney Terance Madden has led the firm since 1999, with offices in Jonesboro, Atlanta, Decatur, Macon and Augusta.

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By Terance Madden · Published October 18, 2026

Families searching for a child injured in car accident Georgia lawyer want straight answers first. Timing matters in these cases, and a child’s own claim follows a different rule. This page explains who may be responsible, what a claim can cover, and what happens next.

What a Child Passenger Injury Claim Is and Who It Is For

A child passenger injury claim is a claim for a person under 18 who was hurt while riding in a vehicle in a crash. It can involve a car, SUV, pickup or truck. A child who was buckled in can still be hurt by another driver’s negligence.

Parents, grandparents and legal guardians often start this process for a child. Our team helps the family gather the facts the claim needs.

Common crash patterns include:

  • Rear-end and intersection impacts
  • Lane-change collisions
  • Rollovers
  • Crashes involving a commercial truck

Common injuries in these crashes include:

  • Broken bones
  • Head and brain injuries
  • Spinal and internal injuries
  • Injuries that show their full effects days or weeks later

Keep notes on any new symptoms and every medical visit, even when the injury looked minor at the scene.

If your child was hurt as a passenger and you're deciding what to do next, our team is ready to talk through the crash, the care and the insurance with you. Talk it through with our team — the first consultation is free, confidential, and carries no obligation.

Paramedic giving first aid to an injured man lying on the roadside

Who Can Be Held Responsible When a Child Is Hurt in a Georgia Crash

The at-fault driver is the main party. Others can share responsibility when their conduct helped cause the crash. Who these parties are depends on the facts of the crash.

  • The at-fault driver. The driver whose carelessness caused the crash is the starting point.
  • Equipment makers. A defective seat, restraint or vehicle part can be part of a claim alongside driver negligence.

Georgia reduces damages in proportion to the injured person’s fault. Under O.C.G.A. § 51-12-33, a plaintiff who is 50 percent or more responsible cannot receive damages. Each at-fault party answers for its own share, not a joint amount (Quynn v. Hulsey).

What a Child’s Claim Can Include: Damages and Sources of Recovery

A child’s claim can cover medical costs, future care and other losses tied to the injury. Medical damages are limited to the reasonable value of medically necessary care. The judge or jury, as the fact-finder, decides that amount (O.C.G.A. § 51-12-1.1).

Costs that may be included:

  • Emergency care, ambulance transport and hospital stays
  • Surgery, imaging, physician visits and therapy
  • Medication and medical equipment
  • Future care a doctor documents
  • Pain and suffering tied to the injury

If your child has health insurance, the evidence on reasonable value includes both the amounts charged and the amounts the insurance contract requires. This applies even if the insurance was not used. Care given under a letter of protection, a promise to be paid from any recovery, can be reviewed. The letter, itemized charges and any discounted sale of the bills can be requested during the case.

Georgia auto liability policies must include uninsured motorist terms, within limits the insured chooses (O.C.G.A. § 33-7-11). Policy limits shape what money is available.

Deadlines and Why Timing Matters

Georgia generally requires an action for injuries to the person within two years after the right of action accrues (O.C.G.A. § 9-3-33; Cameron v. JMP Pizza, Inc. (2026)).

Because these rules work differently, don’t assume the clock is paused. Waiting can use up time you need.

Early steps that protect a claim:

  • Get your child to a doctor promptly and follow the care plan
  • Keep every bill, receipt and insurance letter
  • Save the car seat, photos and the crash report
  • Be careful with recorded statements to insurers, and call us first

How a Child Passenger Claim Works: Step by Step

A claim moves through five steps, from first contact to a filed lawsuit when talks do not resolve it.

  1. First contact. Call us or request a free case evaluation. We collect the crash date, the location, the other driver’s insurer and your child’s medical providers.
  2. Investigation. We gather the crash report, identify each responsible party and insurer, and request medical records and bills.
  3. Medical documentation. We track treatment from diagnosis through recovery, so the claim reflects the injury as it developed.
  4. Demand and negotiation. We present the documented claim to insurers and negotiate with them on your behalf.
  5. Filing when needed. If talks fail, we file suit before the deadline.

The timeline follows your child’s treatment and whether the claim settles or must be filed.

About T. Madden & Associates, P.C.

The firm has practiced personal injury law since 1999 and is led by attorney Terance Madden. Terance Madden is the responsible lawyer for this page.

  • Case types. The firm handles car, truck, motorcycle and e-bike crashes, slip and falls, nursing home abuse, medical malpractice, negligent security and wrongful death cases.
  • Offices. The firm has offices in Jonesboro (Clayton County), Atlanta, Decatur, Macon and Augusta.
  • Support staff. Our staff keeps records, bills and insurer letters organized, so parents can focus on their child’s recovery.
  • Free first consultation. The first consultation is free, confidential, and comes with no obligation to continue. The firm works on a no fee unless we win basis, but you may still be responsible for court costs and case expenses.

Not sure what your next step is?

Talk it through with our team — the first consultation is free, confidential, and carries no obligation.

Questions Parents Ask About Child Passenger Claims

Short answers to the questions parents ask most often follow.

Can my child have a claim if my child was buckled in?

Yes. A belted child can still be hurt by another driver’s negligence.

When does the deadline start for a child’s claim?

Except as otherwise provided in Code Section 9-3-33.1, Georgia gives a person who was under 18 when the claim arose the same time other people get, counted from age 18, under O.C.G.A. § 9-3-90.

Should my child see a doctor right away?

Yes. Prompt care protects your child’s health and helps document the injury.

What if the at-fault driver has no insurance?

Georgia auto policies must include uninsured motorist terms, within limits the insured chooses. These terms can matter when the at-fault driver has no coverage.

Aerial view of curving skid marks on a rural road in Welch, Minnesota.

Talk With a Georgia Car Accident Lawyer About Your Child’s Injury

Talking with a child injured in car accident Georgia lawyer is a practical next step after a crash. If your child was hurt as a passenger, the conversation should cover the crash, the care and the insurance.

Bring these items:

  • The crash report
  • Medical records and bills
  • Insurance cards and letters
  • Photos or videos from the scene

If your child was hurt and you want a child injured in car accident Georgia lawyer to review the facts, call T. Madden & Associates, P.C. any time, 24/7, or request a free case evaluation.

Terance Madden is the responsible lawyer for this page.

The information on this website is for general informational purposes only and does not constitute legal advice or create an attorney-client relationship. Past results do not guarantee future outcomes. Please consult a licensed Georgia attorney regarding your specific legal situation. T. Madden & Associates, P.C., 114 S. Main St., Jonesboro, GA 30236, (770) 978-6711.

How We Support Your Family

Focused Personal Injury Practice

Our practice focuses exclusively on personal injury matters, including crashes that harm children.

Experience Since 1999

Attorney Terance Madden has been handling personal injury cases in Georgia since 1999.

A Team That Keeps You Informed

Our team, including our office staff, works to keep your family organized and updated as your case moves forward.

Reach Us 24/7

Worried parents often have urgent questions. Call us any time, day or night, to talk through your situation.

Important: Act Early

Crash reports, medical records, photos and witness details can be harder to gather as time passes. Contact us as soon as you can so we can start preserving what matters for your child's case.

Types of Child Injury Cases We Handle

Car Accident Claims

A child hurt as a passenger, driver or pedestrian in a car or SUV crash.

Truck Accident Claims

Children injured in crashes involving pickups, delivery trucks and other large commercial vehicles.

Catastrophic Injuries

Serious injuries that affect a child's health, development and long-term needs.

Wrongful Death

Families who have lost a child in a crash can speak with us about their options.

Talk With Our Team About Your Child's Case. Your First Consultation Is Free, Confidential and Comes With No Obligation to Continue.

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