{"id":1320,"date":"2026-10-20T01:08:36","date_gmt":"2026-10-20T01:08:36","guid":{"rendered":"https:\/\/www.tmaddenlaw.com\/guides\/car-accident-lawyer-georgia\/georgia-minimum-insurance-car-accident-lawyer\/"},"modified":"2026-11-04T01:41:48","modified_gmt":"2026-11-04T01:41:48","slug":"georgia-minimum-insurance-car-accident-lawyer","status":"publish","type":"page","link":"https:\/\/www.tmaddenlaw.com\/guides\/car-accident-lawyer-georgia\/georgia-minimum-insurance-car-accident-lawyer\/","title":{"rendered":"Georgia Minimum Insurance Car Accident Lawyer | T. Madden"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-dark chg-hero\" style=\"min-height:460px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-60 has-background-dim wp-block-cover__gradient-background has-background-gradient\" style=\"background:linear-gradient(90deg,rgba(32,36,46,1) 0%,rgba(32,36,46,1) 55%,rgba(32,36,46,0.7) 100%)\"><\/span><img class=\"wp-block-cover__image-background wp-image-1319\" alt=\"A crash investigator measures skid marks on a quiet suburban road in daylight, holding a folded traffic diagram.\" src=\"https:\/\/www.tmaddenlaw.com\/guides\/wp-content\/uploads\/2026\/10\/a-crash-investigator-measures-skid-marks-on-a-quiet-suburban-photo-26.jpg\" width=\"1376\" height=\"768\" srcset=\"https:\/\/www.tmaddenlaw.com\/guides\/wp-content\/uploads\/2026\/10\/a-crash-investigator-measures-skid-marks-on-a-quiet-suburban-photo-26-150x150.jpg 150w, https:\/\/www.tmaddenlaw.com\/guides\/wp-content\/uploads\/2026\/10\/a-crash-investigator-measures-skid-marks-on-a-quiet-suburban-photo-26-300x167.jpg 300w, https:\/\/www.tmaddenlaw.com\/guides\/wp-content\/uploads\/2026\/10\/a-crash-investigator-measures-skid-marks-on-a-quiet-suburban-photo-26-768x429.jpg 768w, https:\/\/www.tmaddenlaw.com\/guides\/wp-content\/uploads\/2026\/10\/a-crash-investigator-measures-skid-marks-on-a-quiet-suburban-photo-26-1024x572.jpg 1024w, https:\/\/www.tmaddenlaw.com\/guides\/wp-content\/uploads\/2026\/10\/a-crash-investigator-measures-skid-marks-on-a-quiet-suburban-photo-26.jpg 1376w\" sizes=\"(max-width: 825px) 825px, 100vw\" fetchpriority=\"high\" decoding=\"async\"\/><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<p class=\"chg-eyebrow has-base-color has-text-color wp-block-paragraph\" style=\"text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Car Accident Lawyer | Georgia<\/p><h1 class=\"wp-block-heading has-base-color has-text-color\" style=\"text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Hurt in a Georgia Car Accident? Find Out Where You Stand.<\/h1><p class=\"has-base-color has-text-color wp-block-paragraph\" style=\"font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.625), 1.25rem);text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Terance Madden has represented people injured in car wrecks since 1999. Your first consultation is free, confidential and comes with no obligation to continue, even if the at-fault driver carries only minimum insurance.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17707569311\">Start Your Free Case Evaluation<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.tmaddenlaw.com\/contact\/\">Start Your Free Case Evaluation<\/a><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-color has-primary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d466591 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--primary,#20242e);color:var(--wp--preset--color--base,#ffffff);padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">T. Madden &amp; Associates, P.C. at a Glance<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--clock chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">1999<\/h3><p class=\"has-text-align-center wp-block-paragraph\">Year the practice began representing injured clients<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--location chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">5<\/h3><p class=\"has-text-align-center wp-block-paragraph\">Offices: Jonesboro, Atlanta, Decatur, Macon and Augusta<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--phone chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">24\/7<\/h3><p class=\"has-text-align-center wp-block-paragraph\">Call us anytime to discuss your accident<\/p><\/div><\/div>\n\n<\/div>\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:0.85rem;color:#6b7280;margin-bottom:1.5rem\">By Terance Madden \u00b7 Published October 19, 2026<\/p>\n\n<article lang=\"en\">\n\n\n<p>If the driver who hit you carries only Georgia&#8217;s minimum auto insurance, that policy may pay far less than your losses. Your own coverage may still help, and Georgia sets a strict deadline for injury lawsuits.<\/p>\n<p>This guide explains what those limits mean, what other coverage may apply, and how a claim moves forward. T. Madden &amp; Associates, P.C. represents people hurt in car and truck wrecks across Georgia.<\/p>\n<h2>What Georgia Minimum Car Insurance Pays After a Wreck<\/h2>\n<p>In plain terms, that means:<\/p>\n<ul>\n<li>\n<ul>\n<li>$25,000 for bodily injury to any one person &#8211; $50,000 in total bodily injury coverage for everyone hurt in a single accident &#8211; $25,000 per accident for property damage<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>A multi-person crash can use up the limit fast. Say three people are hurt in one crash, and each has $30,000 in damages. The policy can pay at most $50,000 for the whole crash. The three must share that amount, so no one receives the full $30,000 from this policy.<\/p>\n<p>Low limits change the plan. The claim may need to reach other coverage, so an early review matters. Start with the at-fault driver&#8217;s declarations page, the summary that lists the policy limits.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Not sure what your next step is?<\/h3><p class=\"wp-block-paragraph\">Talk it through with our team &#8212; the first consultation is free, confidential, and carries no obligation.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17707569311\">Get a free consultation<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.tmaddenlaw.com\/contact\/\">Get a free consultation<\/a><\/div><\/div>\n<\/div>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" src=\"https:\/\/www.tmaddenlaw.com\/guides\/wp-content\/uploads\/2026\/10\/a-damaged-car-rests-against-a-lamp-post-on-a-london-street-a-photo.jpg\" alt=\"A damaged car crashed into a lamp post on a London street at twilight.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\"\/><\/figure>\n<h2>Other Sources of Recovery When the At-Fault Driver Is Underinsured<\/h2>\n<p>When the at-fault driver&#8217;s coverage is too small, your own policy may add protection. That protection is called uninsured or underinsured motorist coverage, often shortened to UM and UIM. The <a href=\"https:\/\/oci.georgia.gov\/insurance-resources\/auto\">Georgia auto insurance resources<\/a> page explains that uninsured motorist coverage may protect you and your passengers when an uninsured driver causes the crash.<\/p>\n<p>Underinsured coverage fills the gap when the at-fault driver&#8217;s limits are lower than your losses.<\/p>\n<p>Medical payments coverage, called MedPay, is another source. If your own policy includes it, MedPay can help pay medical bills after a crash. The amount depends on your policy&#8217;s terms.<\/p>\n<p>Other policies may also matter. These can include a household member&#8217;s policy, the vehicle owner&#8217;s policy, or an employer&#8217;s commercial policy when the driver was working. Each policy needs its own review.<\/p>\n<h2>How a Minimum-Limits Claim Moves Forward<\/h2>\n<p>A minimum-limits claim usually moves through five stages, from the first review to a settlement or a lawsuit.<\/p>\n<ol>\n<li><strong>Free case evaluation and policy review.<\/strong> We look at the at-fault driver&#8217;s declarations page and your own coverage.<\/li>\n<li><strong>Evidence gathering.<\/strong> Collect the police report, photos, medical records, pay records, and witness names. Send preservation requests early so evidence is kept.<\/li>\n<li><strong>Insurance notice and demand.<\/strong> The claim is reported to each insurer. A demand letter asks for all available coverage.<\/li>\n<li><strong>Negotiation.<\/strong> Talks cover the at-fault driver&#8217;s insurer and, if it applies, your own UM or UIM insurer.<\/li>\n<li><strong>Lawsuit if needed.<\/strong> If talks fail, a suit may be filed. Under <a href=\"https:\/\/www.legis.ga.gov\/api\/document\/docs\/default-source\/joint-features-document-library\/t9-ch1-10-(v6)-2023-pdf.pdf\">O.C.G.A. \u00a7 9-3-33<\/a>, except as otherwise provided in this article, actions for injuries to the person must be brought within two years after the right of action accrues, except that actions for injuries to the person involving loss of consortium must be brought within four years and actions for injuries to reputation within one year. Filing deadlines are strict, so don&#8217;t wait.<\/li>\n<\/ol>\n<p>Fault matters too. Under <a href=\"https:\/\/www.legis.ga.gov\/api\/document\/docs\/default-source\/joint-features-document-library\/t51-(v39)-pdf.pdf\">O.C.G.A. \u00a7 51-12-33<\/a>, your award is reduced by your own percentage of fault. If you are 50 percent or more responsible, you cannot receive damages. Each at-fault person pays its own share, not a joint amount.<\/p>\n<h2>What Our Representation Covers<\/h2>\n<p>Our team handles the claim work so you can focus on recovering. Our work for a minimum-limits claim includes:<\/p>\n<ul>\n<li>Investigating how the crash happened<\/li>\n<li>Identifying every policy that may apply, including your own<\/li>\n<li>Handling calls and letters with insurance adjusters<\/li>\n<li>Preparing the demand package with bills and records<\/li>\n<li>Negotiating with the insurance carriers<\/li>\n<li>Filing suit when a case needs it<\/li>\n<\/ul>\n<p>Medical bills matter in every injury claim. Under <a href=\"https:\/\/www.legis.ga.gov\/api\/document\/docs\/default-source\/joint-features-document-library\/t51-(v39)-pdf.pdf\">O.C.G.A. \u00a7 51-12-1.1<\/a>, medical damages are limited to the reasonable value of medically necessary care. Health insurance amounts can also enter the evidence. Our office staff coordinates records requests with medical providers so bills match treatment notes.<\/p>\n<p>We handle car, truck, motorcycle, and e-bike crash claims in Georgia. We also handle other injury matters in our practice.<\/p>\n<p>We handle these claims with no fee unless we win. You may still be responsible for court costs and case expenses, and we explain those at the first consultation.<\/p>\n<h2>Why Work With T. Madden &amp; Associates, P.C.<\/h2>\n<p>Terance Madden is the responsible lawyer at T. Madden &amp; Associates, P.C., and he has been in practice since 1999. Its offices are in Jonesboro in Clayton County, and in Atlanta, Decatur, Macon, and Augusta.<\/p>\n<p>Our support staff, including assistants and office staff, handles records and scheduling. That lets the claim work stay organized from the first call to the final step.<\/p>\n<p>The firm&#8217;s practice areas include:<\/p>\n<ul>\n<li>Car accident and truck accident claims<\/li>\n<li>Motorcycle and e-bike accident claims<\/li>\n<li>Slip and fall claims<\/li>\n<li>Medical malpractice and nursing home abuse claims<\/li>\n<li>Wrongful death and catastrophic injury claims<\/li>\n<li>Negligent security claims<\/li>\n<\/ul>\n<p>Our approach is straightforward. We review the coverage available, document your losses, and keep you informed at each stage.<\/p>\n<h2>Frequently Asked Questions About Minimum-Limits Car Accident Claims<\/h2>\n<p>Short answers to common questions appear below.<\/p><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Can I still bring a claim if the at-fault driver has only minimum coverage?<\/summary><p class=\"wp-block-paragraph\">Yes, a claim can still move forward. Your own UM or UIM coverage may add protection, depending on your policy&#8217;s terms.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>How long do I have to file?<\/summary><p class=\"wp-block-paragraph\">Georgia generally allows two years for injury lawsuits under <a href=\"https:\/\/www.legis.ga.gov\/api\/document\/docs\/default-source\/joint-features-document-library\/t9-ch1-10-(v6)-2023-pdf.pdf\">O.C.G.A. \u00a7 9-3-33<\/a>. Start early, because evidence fades over time.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Does Georgia reduce recovery if I share fault?<\/summary><p class=\"wp-block-paragraph\">Yes. Under <a href=\"https:\/\/www.legis.ga.gov\/api\/document\/docs\/default-source\/joint-features-document-library\/t51-(v39)-pdf.pdf\">O.C.G.A. \u00a7 51-12-33<\/a>, damages drop by your fault share. A plaintiff 50 percent or more responsible cannot receive damages.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Is the first consultation free?<\/summary><p class=\"wp-block-paragraph\">Yes. The first consultation is free, confidential, and carries no obligation to continue.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Can MedPay help with my bills?<\/summary><p class=\"wp-block-paragraph\">It can, if your own policy includes it. Its terms set the amount it pays.<\/p><\/details>\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Not sure what your next step is?<\/summary><p class=\"wp-block-paragraph\">Talk it through with our team &#8212; the first consultation is free, confidential, and carries no obligation.<\/p><\/details><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17707569311\">Get a free consultation<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.tmaddenlaw.com\/contact\/\">Get a free consultation<\/a><\/div><\/div>\n<\/div>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" src=\"https:\/\/www.tmaddenlaw.com\/guides\/wp-content\/uploads\/2026\/10\/a-severely-damaged-car-on-a-deserted-foggy-street-in-chicago-photo.jpg\" alt=\"A severely damaged car on a deserted street on a foggy morning.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\"\/><\/figure>\n<h2>Talk to Terance Madden About Your Georgia Wreck<\/h2>\n<p>If the other driver carries only Georgia&#8217;s minimum coverage, a free case evaluation can show which coverage may apply to your claim. You may be facing hospital bills, missed paychecks, and a damaged car, with a policy limit that may not cover it all. You do not have to sort out that coverage alone.<\/p>\n<p>Start your <a href=\"https:\/\/www.tmaddenlaw.com\/contact\/\">free case evaluation<\/a> with T. Madden &amp; Associates, P.C. Bring the at-fault driver&#8217;s insurance information and your own policy&#8217;s declarations page. Terance Madden is the responsible lawyer, and our phone line is available 24\/7.<\/p>\n\n<\/article>\n<footer class=\"disclaimer\"><em>The information on this website is for general informational purposes only and does not constitute legal advice or create an attorney-client relationship. Past results do not guarantee future outcomes. Please consult a licensed Georgia attorney regarding your specific legal situation. T. Madden &amp; Associates, P.C., 114 S. Main St., Jonesboro, GA 30236, (770) 978-6711.<\/em><\/footer>\n\n\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">How We Work With You<\/h2>\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--shield\"><\/span><\/p><h3 class=\"wp-block-heading\">Review every source of coverage<\/h3><p class=\"wp-block-paragraph\">When the at-fault driver has only minimum liability insurance, we look at other possible sources of recovery, including your own uninsured or underinsured motorist coverage, depending on your policy&#x27;s terms.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--heart\"><\/span><\/p><h3 class=\"wp-block-heading\">Focus on your recovery<\/h3><p class=\"wp-block-paragraph\">Our team handles the paperwork and calls with insurance companies so you can concentrate on medical care and getting back to your life.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--document\"><\/span><\/p><h3 class=\"wp-block-heading\">No fees unless there is a recovery<\/h3><p class=\"wp-block-paragraph\">You pay no attorney fees unless there is a recovery. You may still be responsible for court costs and case expenses, which we will explain before you decide.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--chat\"><\/span><\/p><h3 class=\"wp-block-heading\">A free, confidential first consultation<\/h3><p class=\"wp-block-paragraph\">Tell us what happened and we will explain your options. There is no obligation to continue after the consultation.<\/p><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Be Careful Before You Talk to the Insurer<\/h3><p class=\"wp-block-paragraph\">The other driver&#x27;s insurance adjuster works for the insurance company, not for you. Think twice before giving a recorded statement or signing any release or settlement paperwork before speaking with a lawyer.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17707569311\">Speak With Us First<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.tmaddenlaw.com\/contact\/\">Speak With Us First<\/a><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-surface-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">After a Car Accident: Steps That Help Protect Your Claim<\/h2>\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Get medical care<\/h3><p class=\"wp-block-paragraph\">See a doctor even if your injuries seem minor. Some injuries, such as whiplash and concussions, can appear hours or days later.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Document the scene<\/h3><p class=\"wp-block-paragraph\">Take photos of the vehicles, the road, visible injuries and any insurance information exchanged at the scene.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Keep every record<\/h3><p class=\"wp-block-paragraph\">Save medical bills, prescriptions, repair estimates, lost-wage records and all letters from insurance companies.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Call T. Madden &amp; Associates<\/h3><p class=\"wp-block-paragraph\">Contact us for a free, confidential consultation. We can explain your situation and help you decide what to do next.<\/p><\/div><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-color has-secondary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d466591 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--secondary,#20242e);color:var(--wp--preset--color--base,#ffffff);padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Injured in a Georgia Car Accident? Talk to Terance Madden Today.<\/h2>\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-0aa01211 wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17707569311\">Schedule Your Free Consultation<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.tmaddenlaw.com\/contact\/\">Schedule Your Free Consultation<\/a><\/div><\/div>\n<\/div>\n\n<!-- chg:section-siblings -->\n<nav aria-label=\"More in this section\">\n<h2>More in this section<\/h2>\n<ul><li><a href=\"\/guides\/car-accident-lawyer-georgia\/get-police-report-after-car-accident-clayton-county\/\">How Do I Get the Police Report After a Car Accident in Clayton County?<\/a><\/li><li><a href=\"\/guides\/car-accident-lawyer-georgia\/guides-car-accident-lawyer-georgia-company-vehicle-crash-georgia\/\">Car Accident Lawyer for Crashes With a Company Vehicle in Georgia<\/a><\/li><li><a href=\"\/guides\/car-accident-lawyer-georgia\/guides-car-accident-lawyer-georgia-drunk-driver-crash-clayton-county\/\">Drunk Driver Crash Lawyer in Clayton County, GA<\/a><\/li><li><a href=\"\/guides\/car-accident-lawyer-georgia\/head-on-collision-lawyer-clayton-county\/\">Head-On Collision Lawyer in Clayton County, Georgia<\/a><\/li><li><a href=\"\/guides\/car-accident-lawyer-georgia\/health-insurance-reimbursement-car-accident-settlement-georgia\/\">Do I Have to Repay Health Insurance From a Car Accident Settlement in Georgia?<\/a><\/li><\/ul>\n<\/nav>\n<!-- \/chg:section-siblings -->","protected":false},"excerpt":{"rendered":"<p>At-fault driver has only Georgia minimum insurance? Learn what 25\/50\/25 pays and what else may apply. Free consultation with T. Madden &#038; Associates.<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":29,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"chg_review":"","chg_sendback":"","chg_canonical":"","chg_lang":"","chg_hreflang":"","chg_jsonld":"[{\"@context\": \"https:\/\/schema.org\", \"speakable\": {\"@type\": \"SpeakableSpecification\", \"cssSelector\": [\"article > p:first-of-type\", \".wp-block-details p\", \"article > h1\"]}, \"author\": {\"@type\": \"Person\", \"name\": \"Terance Madden\", \"url\": \"https:\/\/tmaddenlaw.com\/attorneys\/terance-madden\", \"jobTitle\": \"Personal Injury Lawyer\", \"sameAs\": [\"https:\/\/www.gabar.org\/member-directory\/?id=43995\", \"https:\/\/www.facebook.com\/pages\/T-Madden-Associates-PC\/119108114789574\", \"https:\/\/www.instagram.com\/tmaddenlaw\", \"https:\/\/twitter.com\/tmaddenlaw\"]}, \"publisher\": {\"@type\": \"Organization\", \"@id\": \"https:\/\/www.tmaddenlaw.com\/guides\/#organization\", \"name\": \"T. 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