{"id":2647,"date":"2026-10-25T02:59:49","date_gmt":"2026-10-25T02:59:49","guid":{"rendered":"https:\/\/www.tmaddenlaw.com\/guides\/car-accident-lawyer-georgia\/truck-accident-insurance-minimums-georgia\/"},"modified":"2026-11-04T01:42:32","modified_gmt":"2026-11-04T01:42:32","slug":"truck-accident-insurance-minimums-georgia","status":"publish","type":"page","link":"https:\/\/www.tmaddenlaw.com\/guides\/car-accident-lawyer-georgia\/truck-accident-insurance-minimums-georgia\/","title":{"rendered":"Trucking Company Insurance Requirements in Georgia"},"content":{"rendered":"\n
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Truck Accident Lawyer | Georgia<\/p>

Trucking Company Insurance Requirements in Georgia: What Injured People Should Know<\/h1>

T. Madden & Associates, P.C. has been in practice since 1999, representing people hurt in truck wrecks across Georgia. Speak with Terance Madden about your case in a free, confidential consultation.<\/p>

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About T. Madden & Associates, P.C.<\/h2>\n

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Since 1999<\/h3>

In practice serving Georgia<\/p><\/div>

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Offices: Jonesboro, Atlanta, Decatur, Macon and Augusta<\/p><\/div><\/div>\n\n<\/div>\n\n\n

By Terance Madden \u00b7 Published October 24, 2026<\/p>\n\n

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Most trucking companies must carry liability insurance before they put a truck on the road. Trucking company insurance requirements set how much coverage that is, and the answer depends on the carrier’s operations and cargo. For a for-hire carrier hauling nonhazardous freight across state lines, the federal minimum is $750,000. This guide explains those numbers, how Georgia rules fit alongside them, and what limits mean after a crash.<\/p>\n

What Trucking Company Insurance Requirements Are and Who They Protect<\/h2>\n

Trucking company insurance requirements are the rules that make a motor carrier keep liability insurance in force before it runs a truck. Liability insurance for a truck pays people hurt or property damaged in a crash involving that truck. It is not the injured person’s own auto policy.<\/p>\n

Think of it as the coverage that answers for the truck’s conduct. It is not a fund the injured person pays into.<\/p>\n

Federal rules say a carrier may not operate a truck until it has the required coverage in place. 49 C.F.R. \u00a7 387.7<\/a> sets that rule. The carrier must also keep proof of that coverage at its principal place of business.<\/p>\n

The amount is not the same for every truck. It depends on the carrier’s operating authority, the truck’s weight, and the cargo it hauls. The people this coverage protects include:<\/p>\n