{"id":4503,"date":"2026-10-28T23:08:56","date_gmt":"2026-10-28T23:08:56","guid":{"rendered":"https:\/\/www.tmaddenlaw.com\/guides\/truck-accident-lawyer-georgia\/can-you-ask-for-a-settlement-without-a-lawyer\/"},"modified":"2026-11-05T13:53:02","modified_gmt":"2026-11-05T13:53:02","slug":"can-you-ask-for-a-settlement-without-a-lawyer","status":"publish","type":"page","link":"https:\/\/www.tmaddenlaw.com\/guides\/truck-accident-lawyer-georgia\/can-you-ask-for-a-settlement-without-a-lawyer\/","title":{"rendered":"Can You Ask for a Settlement Without a Lawyer? Georgia Guide"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-dark chg-hero\" style=\"min-height:460px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-80 has-background-dim wp-block-cover__gradient-background has-background-gradient\" style=\"background:linear-gradient(90deg,rgba(32,36,46,1) 0%,rgba(32,36,46,1) 55%,rgba(32,36,46,0.7) 100%)\"><\/span><img class=\"wp-block-cover__image-background wp-image-4501\" alt=\"Legal documents and a pen on a desk, representing preparing a settlement request in Georgia.\" src=\"https:\/\/www.tmaddenlaw.com\/guides\/wp-content\/uploads\/2026\/10\/legal-documents-and-a-pen-on-a-desk-representing-preparing-a-photo.jpg\" width=\"1376\" height=\"768\" srcset=\"https:\/\/www.tmaddenlaw.com\/guides\/wp-content\/uploads\/2026\/10\/legal-documents-and-a-pen-on-a-desk-representing-preparing-a-photo-150x150.jpg 150w, https:\/\/www.tmaddenlaw.com\/guides\/wp-content\/uploads\/2026\/10\/legal-documents-and-a-pen-on-a-desk-representing-preparing-a-photo-300x167.jpg 300w, https:\/\/www.tmaddenlaw.com\/guides\/wp-content\/uploads\/2026\/10\/legal-documents-and-a-pen-on-a-desk-representing-preparing-a-photo-768x429.jpg 768w, https:\/\/www.tmaddenlaw.com\/guides\/wp-content\/uploads\/2026\/10\/legal-documents-and-a-pen-on-a-desk-representing-preparing-a-photo-1024x572.jpg 1024w, https:\/\/www.tmaddenlaw.com\/guides\/wp-content\/uploads\/2026\/10\/legal-documents-and-a-pen-on-a-desk-representing-preparing-a-photo.jpg 1376w\" sizes=\"(max-width: 825px) 825px, 100vw\" fetchpriority=\"high\" decoding=\"async\"\/><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<p class=\"chg-eyebrow has-base-color has-text-color wp-block-paragraph\" style=\"text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Georgia Injury Claims | Jonesboro, Atlanta, Decatur, Macon &amp; Augusta<\/p><h1 class=\"wp-block-heading has-base-color has-text-color\" style=\"text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Can You Ask for a Settlement Without a Lawyer?<\/h1><p class=\"has-base-color has-text-color wp-block-paragraph\" style=\"font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.625), 1.25rem);text-shadow:0 1px 3px rgba(0,0,0,0.6),0 0 18px rgba(0,0,0,0.35)\">Here is what to weigh before you do, from a Georgia personal injury firm in practice since 1999.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17707569311\">Start a Free Case Evaluation<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.tmaddenlaw.com\/contact\/\">Start a Free Case Evaluation<\/a><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-color has-primary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d466591 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--primary,#20242e);color:var(--wp--preset--color--base,#ffffff);padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Why Clients Call T. Madden &amp; Associates, P.C.<\/h2>\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--clock chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">1999<\/h3><p class=\"has-text-align-center wp-block-paragraph\">In practice since<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--location chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">5<\/h3><p class=\"has-text-align-center wp-block-paragraph\">Georgia offices<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"has-text-align-center wp-block-paragraph\"><span class=\"chg-icon chg-icon--chat chg-stat-ico\"><\/span><\/p><h3 class=\"wp-block-heading has-text-align-center chg-stat has-base-color has-text-color\">Free<\/h3><p class=\"has-text-align-center wp-block-paragraph\">First consultation, no obligation<\/p><\/div><\/div>\n\n<\/div>\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:0.85rem;color:#6b7280;margin-bottom:1.5rem\">By Terance Madden \u00b7 Published October 28, 2026<\/p>\n\n<article lang=\"en\">\n\n\n<p>Can you ask for a settlement without a lawyer? Yes. An injured person can ask the at-fault driver&#8217;s insurer for payment without hiring a lawyer. Handling a claim involves time, paperwork and timing that can affect the outcome of the case. This guide explains what a settlement is, what to gather, how insurers negotiate, Georgia deadlines and the truck records that can be easy to miss.<\/p>\n<h2>Yes, You Can Ask for a Settlement Without a Lawyer<\/h2>\n<p>Yes, you can ask the at-fault driver&#8217;s insurer for money without a lawyer. A settlement is an agreed payment that ends an injury claim. In most cases, you sign a release, and that release closes the claim for good.<\/p>\n<p>Most injury claims are resolved through talks, not a courtroom. A lawsuit usually comes later, if talks stall or the claim cannot be resolved.<\/p>\n<p>The trade-off is simple. Handling it yourself keeps things direct at first. But you carry the whole negotiation, the paperwork and every deadline.<\/p>\n\n<div class=\"cta-dose-mid wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<p class=\"wp-block-paragraph\">If a crash has left you with injuries, bills and calls from an insurer, you don&#x27;t have to sort out the next steps alone. Reach out to our team for a free case evaluation. Talk it through with our team &#8212; the first consultation is free, confidential, and carries no obligation.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17707569311\">Get a free consultation<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.tmaddenlaw.com\/contact\/\">Get a free consultation<\/a><\/div><\/div>\n<\/div>\n<h2>What You Need Before You Ask for Money<\/h2>\n<p>Gather proof of your injuries and losses before you put a number on paper. A claim is built on documentation, so start a file on day one.<\/p>\n<ul>\n<li><strong>Medical records and bills.<\/strong> These show diagnosis, treatment and any ongoing care.<\/li>\n<li><strong>Lost wages.<\/strong> Pay stubs, an employer letter or time-off records show income you missed.<\/li>\n<li><strong>Vehicle damage.<\/strong> Repair estimates or a total-loss valuation support property claims.<\/li>\n<li><strong>Crash details.<\/strong> The police report, photos of the scene and vehicles, and witness names help.<\/li>\n<li><strong>Insurance information.<\/strong> Keep both policies and every claim number.<\/li>\n<li><strong>A daily journal.<\/strong> Write down pain, limits and changes to your daily life.<\/li>\n<\/ul>\n<p>Georgia separates general damages from special damages. General damages are presumed to flow from a wrongful act and can be recovered without proof of an amount. <a href=\"https:\/\/www.legis.ga.gov\/api\/document\/docs\/default-source\/joint-features-document-library\/t51-(v39)-2017-pdf.pdf\">O.C.G.A. \u00a7 51-12-2<\/a> says special damages must be proved, so your bills and wage records matter.<\/p>\n<h2>How the Insurance Negotiation Usually Runs<\/h2>\n<p>Negotiation usually starts with an early offer, then a written demand, then back-and-forth replies. An early offer may come before doctors know the full extent of your injuries. The <a href=\"https:\/\/oci.georgia.gov\/insurance-resources\/insurance-claim-tips\">Georgia Office of the Commissioner of Insurance<\/a> and Safety Fire advises claimants not to rush to accept an offer.<\/p>\n<p>A demand letter lays out the facts, your injuries, your damages and the amount you request. Keep every message in writing and save copies. Be careful with recorded statements, and don&#8217;t sign a release until treatment is complete.<\/p>\n<p>Fault matters too. Under <a href=\"https:\/\/www.legis.ga.gov\/api\/document\/docs\/default-source\/joint-features-document-library\/t51-(v39)-pdf.pdf\">O.C.G.A. \u00a7 51-12-33<\/a>, damages are reduced by your percentage of fault. You receive nothing if you are 50 percent or more responsible. An insurer may argue you share the blame, so expect that argument.<\/p>\n<p>If an insurer mishandles your claim, you can file a complaint with the <a href=\"https:\/\/oci.georgia.gov\/file-consumer-insurance-complaint\">state insurance regulator<\/a>.<\/p>\n\n<figure class=\"wp-block-image size-large has-custom-border\"><img decoding=\"async\" src=\"https:\/\/www.tmaddenlaw.com\/guides\/wp-content\/uploads\/2026\/10\/close-up-of-a-legal-document-pen-and-eyeglasses-resting-on-a-photo.jpg\" alt=\"Close-up of a legal document, pen, and eyeglasses resting on a wooden desk in a Georgia office.\" style=\"border-radius:8px;width:100%;aspect-ratio:16\/9;object-fit:cover\"\/><\/figure>\n<h2>Deadlines and Truck Evidence That Cannot Wait<\/h2>\n<p>Georgia generally requires an injury lawsuit within two years. <a href=\"https:\/\/www.legis.ga.gov\/api\/document\/docs\/default-source\/joint-features-document-library\/t9-ch1-10-(v6)-2023-pdf.pdf\">O.C.G.A. \u00a7 9-3-33<\/a> sets that two-year rule for injuries to the person, and the statute includes exceptions. Talks with an insurer and a filing deadline are separate, so track both dates.<\/p>\n<p>Truck crashes add records to the list. Federal rules require a motor carrier, except a private motor carrier of passengers (nonbusiness), to have each driver record duty status for each 24-hour period, and no driver or carrier may make a false report in connection with a duty status (<a href=\"https:\/\/www.ecfr.gov\/on\/2026-10-06\/title-49\/section-395.8\">49 C.F.R. \u00a7 395.8<\/a>). Carriers also keep a driver qualification file while the driver works there and for three years after (<a href=\"https:\/\/www.ecfr.gov\/on\/2026-10-06\/title-49\/section-391.51\">49 C.F.R. \u00a7 391.51<\/a>). Records may be kept by any technology that accurately reflects the information and stays accessible (<a href=\"https:\/\/www.ecfr.gov\/on\/2026-10-06\/title-49\/section-379.7\">49 C.F.R. \u00a7 379.7<\/a>). Ask for these records early and in writing.<\/p>\n<p>More than one party can share fault in a truck crash. Georgia law requires the fault of all contributing persons to be considered, even those never named in the suit (<a href=\"https:\/\/www.legis.ga.gov\/api\/document\/docs\/default-source\/joint-features-document-library\/t51-(v39)-pdf.pdf\">O.C.G.A. \u00a7 51-12-33<\/a>).<\/p>\n<h2>Can You Go to Court Without a Lawyer, and Is a Lawsuit Worth It?<\/h2>\n<p>You can file a lawsuit yourself. But courtroom rules, evidence steps and deadlines are hard to manage alone. Whether a lawsuit is worth pursuing depends on the facts: how serious the injuries are, medical costs, lost income, available insurance and the strength of the liability evidence.<\/p>\n<p>Necessary expenses from an injury count in the damages estimate (<a href=\"https:\/\/www.legis.ga.gov\/api\/document\/docs\/default-source\/joint-features-document-library\/t51-(v39)-2017-pdf.pdf\">O.C.G.A. \u00a7 51-12-7<\/a>). For future medical expenses, living expenses, lost wages or other economic damages, <a href=\"https:\/\/www.legis.ga.gov\/api\/document\/docs\/default-source\/joint-features-document-library\/t51-(v39)-2017-pdf.pdf\">O.C.G.A. \u00a7 51-12-13<\/a> allows the trier of fact to reduce them to present value using a 5 percent rate or another rate it deems appropriate.<\/p>\n<p>Medical bills get careful review too. <a href=\"https:\/\/www.legis.ga.gov\/api\/document\/docs\/default-source\/joint-features-document-library\/t51-(v39)-pdf.pdf\">O.C.G.A. \u00a7 51-12-1.1<\/a> says that if you have health insurance, evidence includes the amounts actually necessary to satisfy the charges under that insurance.<\/p>\n<h2>Talk With T. Madden &amp; Associates, P.C. About Your Situation<\/h2>\n<p>You may be dealing with a crash injury, a family loss or an adjuster&#8217;s calls while you try to heal. That&#8217;s a hard decision to make alone. T. Madden &amp; Associates, P.C. has been in practice since 1999. Responsible lawyer Terance Madden leads the firm, which handles car, truck, motorcycle, e-bike, slip and fall, nursing home, medical malpractice, negligent security and wrongful death claims from offices in Jonesboro (Clayton County), Atlanta, Decatur, Macon and Augusta.<\/p>\n<p>The first consultation is free, confidential and carries no obligation to continue. The firm handles these cases on a no-fee-unless-we-win basis, but you may still be responsible for court costs and case expenses.<\/p>\n<h3>Frequently Asked Questions<\/h3><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Can you ask for a settlement without a lawyer?<\/summary><p class=\"wp-block-paragraph\">Yes. You can ask the at-fault driver&#8217;s insurer for payment yourself.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>How long do you have to file an injury lawsuit in Georgia?<\/summary><p class=\"wp-block-paragraph\">Georgia generally gives two years under <a href=\"https:\/\/www.legis.ga.gov\/api\/document\/docs\/default-source\/joint-features-document-library\/t9-ch1-10-(v6)-2023-pdf.pdf\">O.C.G.A. \u00a7 9-3-33<\/a>.<\/p><\/details><details class=\"wp-block-details chg-faq is-layout-flow wp-block-details-is-layout-flow\"><summary>Does Georgia reduce compensation for shared fault?<\/summary><p class=\"wp-block-paragraph\">Yes. Under <a href=\"https:\/\/www.legis.ga.gov\/api\/document\/docs\/default-source\/joint-features-document-library\/t51-(v39)-pdf.pdf\">O.C.G.A. \u00a7 51-12-33<\/a>, where the plaintiff is to some degree responsible for the injury or damages claimed, the trier of fact shall determine the percentage of fault of the plaintiff and the judge shall reduce the amount of damages otherwise awarded to the plaintiff in proportion to his or her percentage of fault; the statute also provides that the plaintiff shall not be entitled to receive any damages if the plaintiff is 50 percent or more responsible for the injury or damages claimed.<\/p><p>If a crash has left you with injuries, bills and calls from an insurer, you don&#8217;t have to sort out the next steps alone. Reach out to our team for a <a href=\"https:\/\/www.tmaddenlaw.com\/contact\/\">free case evaluation<\/a>.<\/p>\n<p>Responsible lawyer: Terance Madden, T. Madden &amp; Associates, P.C. Contact: <a href=\"https:\/\/www.tmaddenlaw.com\/contact\/\">tmaddenlaw.com\/contact<\/a><\/p><\/details><\/article>\n<footer class=\"disclaimer\"><em>The information on this website is for general informational purposes only and does not constitute legal advice or create an attorney-client relationship. Past results do not guarantee future outcomes. Please consult a licensed Georgia attorney regarding your specific legal situation. T. Madden &amp; Associates, P.C., 114 S. Main St., Jonesboro, GA 30236, (770) 978-6711.<\/em><\/footer>\n\n\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">What a Lawyer Can Help You Weigh<\/h2>\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--document\"><\/span><\/p><h3 class=\"wp-block-heading\">Your full claim<\/h3><p class=\"wp-block-paragraph\">Medical bills, lost income and future care needs are easy to overlook when you negotiate alone. We review the whole picture with you.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--shield\"><\/span><\/p><h3 class=\"wp-block-heading\">Insurer tactics<\/h3><p class=\"wp-block-paragraph\">Adjusters work for the insurance company. Our lawyers handle communications so you do not have to negotiate directly.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--heart\"><\/span><\/p><h3 class=\"wp-block-heading\">Your recovery first<\/h3><p class=\"wp-block-paragraph\">Focus on your health while we manage deadlines, records and conversations with the other side.<\/p><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><p class=\"wp-block-paragraph\"><span class=\"chg-icon chg-icon--info\"><\/span><\/p><h3 class=\"wp-block-heading\">Clear fee terms<\/h3><p class=\"wp-block-paragraph\">Our fees are contingent, so there are no fees unless there is a recovery. Clients may still be responsible for court costs and case expenses, and we explain these before you decide.<\/p><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-base-color has-accent-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-32197852 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--accent,#20242e);color:var(--wp--preset--color--base,#ffffff);border-radius:8px;padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem;border-left:6px solid var(--wp--preset--color--cta,currentColor);box-shadow:0 2px 10px rgba(0,0,0,0.18)\">\n<h3 class=\"wp-block-heading has-base-color has-text-color\">Before You Accept Any Offer<\/h3><p class=\"wp-block-paragraph\">Early offers are often made before the full extent of your injuries and expenses is known. Ask a lawyer to review the offer before you accept it or sign any release.<\/p><div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17707569311\">Call Us 24\/7<\/a><\/div><div class=\"wp-block-button chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.tmaddenlaw.com\/contact\/\">Call Us 24\/7<\/a><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-surface-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-583d630a wp-block-group-is-layout-constrained\" style=\"padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center\">Steps to Take While You Decide<\/h2>\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-f56f613f wp-block-columns-is-layout-flex\"><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Get medical care<\/h3><p class=\"wp-block-paragraph\">See a doctor and follow treatment plans. Your records are central to any claim.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Keep your records<\/h3><p class=\"wp-block-paragraph\">Save bills, photos, repair estimates, pay stubs and a log of symptoms and missed work.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Be careful with statements<\/h3><p class=\"wp-block-paragraph\">Speak carefully with insurers and ask for advice before giving recorded statements or signing papers.<\/p><\/div><\/div><div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-group has-base-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"border-radius:8px;box-shadow:0 4px 14px rgba(0,0,0,0.08);padding-top:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;padding-right:1.5rem\"><h3 class=\"wp-block-heading\">Talk with our team<\/h3><p class=\"wp-block-paragraph\">Our firm offers a free, confidential first consultation with no obligation to continue.<\/p><\/div><\/div><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-base-color has-secondary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d466591 wp-block-group-is-layout-constrained\" style=\"background-color:var(--wp--preset--color--secondary,#20242e);color:var(--wp--preset--color--base,#ffffff);padding-top:3rem;padding-bottom:3rem;padding-left:1.5rem;padding-right:1.5rem\">\n<h2 class=\"wp-block-heading has-text-align-center has-base-color has-text-color\">Not Sure Whether to Handle Your Claim Alone? Talk With Us First.<\/h2>\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-0aa01211 wp-block-buttons-is-layout-flex\"><div class=\"wp-block-button chg-cta chg-cta-call\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+17707569311\">Schedule a Free Consultation<\/a><\/div><div class=\"wp-block-button chg-cta chg-cta-form\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.tmaddenlaw.com\/contact\/\">Schedule a Free Consultation<\/a><\/div><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\">Related practice areas<\/h2><ul class=\"wp-block-list\"><li><a href=\"\/guides\/truck-accident-lawyer-georgia\/\">Truck Accident Lawyer in Georgia: Who Pays, Your Deadline, and What to Do Now<\/a><\/li><li><a href=\"\/guides\/truck-accident-lawyer-georgia\/what-type-of-lawyers-deal-with-car-accidents\/\">What type of lawyers deal with car accidents?<\/a><\/li><\/ul>\n<!-- chg:section-siblings -->\n<nav aria-label=\"More in this section\">\n<h2>More in this section<\/h2>\n<ul><li><a href=\"\/guides\/truck-accident-lawyer-georgia\/can-you-sue-a-semi-truck-driver-for-hitting-you\/\">Can you sue a semi-truck driver for hitting you?<\/a><\/li><li><a href=\"\/guides\/truck-accident-lawyer-georgia\/can-you-sue-freight-broker-after-truck-crash-georgia\/\">Can You Sue the Freight Broker or Shipper After a Truck Crash in Georgia?<\/a><\/li><li><a href=\"\/guides\/truck-accident-lawyer-georgia\/can-you-sue-trucking-company-independent-contractor-georgia\/\">Can You Sue a Trucking Company When Its Driver Is an Independent Contractor in Georgia?<\/a><\/li><li><a href=\"\/guides\/truck-accident-lawyer-georgia\/cargo-shipper-loader-liability-truck-crash-georgia\/\">Can the Cargo Shipper or Loader Be Sued After a Truck Crash in Georgia?<\/a><\/li><li><a href=\"\/guides\/truck-accident-lawyer-georgia\/catastrophic-truck-injury-lawyer-georgia\/\">Catastrophic Truck Crash Injury Lawyer in Georgia | T. Madden &amp; Associates, P.C.<\/a><\/li><\/ul>\n<\/nav>\n<!-- \/chg:section-siblings -->","protected":false},"excerpt":{"rendered":"<p>Yes, you can ask for a settlement without a lawyer in Georgia. 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Under O.C.G.A. \u00a7 51-12-33, where the plaintiff is to some degree responsible for the injury or damages claimed, the trier of fact shall determine the percentage of fault of the plaintiff and the judge shall reduce the amount of damages otherwise awarded to the plaintiff in proportion to his or her percentage of fault; the statute also provides that the plaintiff shall not be entitled to receive any damages if the plaintiff is 50 percent or more responsible for the injury or damages claimed. If a crash has left you with injuries, bills and calls from an insurer, you don\u2019t have to sort out the next steps alone. Reach out to our team for a free case evaluation. Responsible lawyer: Terance Madden, T. Madden & Associates, P.C. 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